The payments business hardly ever stands nonetheless. New applied sciences are altering how transactions are initiated and processed, companies are rethinking how they settle for and handle payments, and monetary establishments are discovering new methods to compete and collaborate. But innovation issues most when it solves an actual world downside, improves an expertise, or modifications what the business can ship.
Tearsheet’s Power of Payments (TPOP) Awards 2026 rejoice the businesses, merchandise, and other people placing that progress into apply. Meet this yr’s winners.
2026 Winners of the Power of Payments Awards
1. Payment Technology Provider of the Year: TabaPay
TabaPay earns the Payment Technology Provider of the Year Award for making a living motion less complicated via a single integration overlaying payments, payouts, and threat. Its infrastructure powers corporations like Klarna, SoFi, Dave, ADP, and Current, and is on monitor to course of greater than $100 billion in 2026. TabaPay delivers authorization charges as excessive as 98% for sure account-funding transactions, fraud charges roughly half business benchmarks, and price reductions of as much as 75%. A Current pilot with Visa elevated card attachment charges by 153% and diminished chargebacks by 57%. With greater than 50% year-over-year progress and eight consecutive years of profitability, TabaPay has constructed fee infrastructure that mixes scale, efficiency, and adaptability.
2. Best Card Product: Intuit
Intuit wins the Best Card Product Award for turning a enterprise bank card into half of the monetary administration system small companies already use. The Intuit Business Credit Card lives natively inside QuickBooks, connecting on a regular basis spending with money stream, credit score, and monetary well being relatively than working as a standalone fee software. Receipts are routinely matched to transactions, eliminating handbook effort, whereas real-time spending controls, limitless bodily and digital playing cards, and individualized limits give rising groups extra visibility. By connecting spending knowledge on to QuickBooks and utilizing enterprise efficiency knowledge to tell credit score choices, Intuit has made the cardboard half of a broader monetary workflow relatively than one other disconnected enterprise expense software.
3. Best Payroll Offering: Clair
Clair receives the Best Payroll Offering Award for making earned-wage entry a sensible office profit with out including value or complexity for employers. Embedded in platforms like Gusto, QuickBooks, and TriNet, its on-demand pay service lets staff entry earned wages in as quick as 2.5 minutes, free by default. The providing provides employees higher monetary flexibility whereas serving to payroll suppliers deepen engagement. Clair studies 85% month-over-month repeat utilization, 89% consumer satisfaction, and employer opt-out charges as little as 0.1%. Its proprietary Clair Atlas engine makes use of payroll, attendance, and scheduling knowledge to evaluate employees’ earnings extra precisely. With roughly 500,000 month-to-month lively customers throughout 300,000 companies and a $100 million annualized income run fee as of August 2026, Clair is displaying how embedded payroll advantages can ship worth throughout the workforce ecosystem.
4. Most Innovative Payments: Nium
Nium takes house the Most Innovative Payments Award for connecting stablecoin funding to real-world enterprise payments via a single enterprise platform. Its infrastructure brings collectively USDC funding, cross-border settlement, forex conversion, native payouts, and card issuance throughout Visa and Mastercard, lowering the necessity for separate suppliers and integrations. Businesses can use stablecoin balances to fund business payments and ship native forex throughout greater than 190 nations and 100 currencies. Partnerships with Coinbase and Circle lengthen these capabilities, whereas a Visa-led pilot explores regulated stablecoin settlement seven days every week. By connecting on-chain property to established fee networks and native rails, Nium is making stablecoins extra sensible for enterprise payments.
5. Best BNPL Provider: Splitit
Splitit receives the Best BNPL Provider Award for making installments obtainable via customers’ present bank cards, with no new mortgage or onerous credit score test. Its card-linked platform integrates into service provider checkouts, letting clients break up payments whereas retaining their card rewards and buy protections. With approval charges above 85%, Splitit helps retailers supply versatile payments with out installment default threat or surrendering their checkout to a third-party lender. Merchant outcomes embody an 18% common improve in conversion and 25-49% increased common order values on installment transactions. The infrastructure additionally extends to banks. Splitit’s embedded installments platform makes use of present card rails, enabling issuers to supply installments instantly on their bank cards via a service provider community spanning e-commerce, in-store, and digital commerce. Building on its present credit score relationships, Splitit helps issuers compete in Buy Now, Pay Later with infrastructure confirmed at scale.
6. Best Cross-border Payments Offering (B2C or B2B): Payoneer
Payoneer earns the Best Cross-Border Payments Offering Award for serving to companies handle worldwide payments with out the complexity of conventional banking. Its platform lets entrepreneurs obtain funds in one forex, pay suppliers or contractors in one other, and withdraw in a 3rd, with native receiving accounts and versatile payout choices. Serving clients in greater than 190 nations and territories, Payoneer combines multi-currency payments with native assortment capabilities and regulatory experience to assist companies attain new markets. Its instruments additionally simplify fee monitoring and reconciliation. Payoneer can be investing in stablecoin capabilities and dealing towards providing stablecoin pockets performance to clients, extending its cross-border infrastructure towards always-on digital payments. By bringing cross-border collections, forex administration, and payouts into one platform, Payoneer simplifies the monetary operations behind worldwide progress.
